Loan Funding FAQs
Our lending partners are FDIC-insured, state-chartered banks that use the OppLoans Lending Platform to originate credit products for consumers. All loans originated by our lending partners will be serviced by Opploans.
We currently do not offer instant funding. Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 pm CT on a business day. If approval occurs after 12:00 pm CT on a business day or on a non-business day, funds may be delivered as soon as the next business day. Availability of funds is dependent on how quickly your bank processes ...
Receipt of your funds will vary based on the time at which your application was approved. The cutoff time for same-day funding is 12:00 pm CT on a business day. If you are approved after the cutoff for same-day funding, you may receive your funds as soon as the next business day.
For example, if your loan is approved after 12:00 pm CT Friday, or on Saturday or Sunday, you may receive your funds as soon as Monday. If approval occu...
You may be eligible for same-day funding if verification is completed and final approval occurs before 12:00 pm CT on a business day.1
Same-day funding allows you to receive your funds as soon as the same business day the loan is approved, if approval occurs before the cutoff time.
Same-day funding may occur if verification is completed and final approval occurs before 12:00 pm CT on a business day. If approval occurs after 12:00 pm CT on a business day or on a non-business day, funds may be delivered as soon as the next business day. Availability of funds is dep...
When you receive your funds will vary based on the time at which your application was approved. You will receive an email notification once your loan is approved.
Funds may be deposited for delivery to your bank via ACH as soon as the same business day if verification is completed and final approval occurs before 12:00 PM CT on a business day. If approval occurs after 12:00 PM CT on a business day or on a non-business day, funds m...
We work hard to offer our customers a quick and convenient funding process. Depending on when your loan is approved, funds may be deposited in your account on file as soon as the same business day.1 The actual time it takes for the funds to become available in your account depends on your financial institution.