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Personal Loans

Personal loans usually have fixed terms, fixed interest rates, and fixed payment schedules. From a wedding to a car repair to an unexpected expense, these loans can be used to finance just about anything. Some lenders will have restrictions on what the loan can cover.

Personal loans can also help you consolidate your credit card debt. Instead of paying off several credit card debts, a debt consolidation personal loan can give you a single lower monthly payment.

Personal Loans Categories
Bad Credit Loans Car Loans Cash Advance Credit Cards Emergency Loans Home Loans Installment Loans Loans No Credit Check Loans Payday Loans

Bad Credit Loans

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woman holding cell phone What is a Bad Credit Loan?

What is a Bad Credit Loan?

February 2nd, 2023
Bad Credit Education Month at OppLoans

Bad Credit Education Month at OppLoans

June 11th, 2021
man and woman with their hands on their faces learning about 8 reasons to say no (or yes) to store credit cards 8 Reasons to Say No (or Yes) to Store Credit Cards

8 Reasons to Say No (or Yes) to Store Credit Cards

November 19th, 2020
man wearing a white shirt and black tie explaining how to get a loan with bad credit How to Get a Loan with Bad Credit

How to Get a Loan with Bad Credit

May 28th, 2020
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Car Loans

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man driving car How Can I Use a Personal Loan for Auto Repair Expenses?

How Can I Use a Personal Loan for Auto Repair Expenses?

February 20th, 2021
young man and woman asking salesman if they can get a title loan without a car title Can You Get a Title Loan Without a Car Title?

Can You Get a Title Loan Without a Car Title?

December 24th, 2019
OppU banner logo How To Tell If Your Car Loan is Predatory

How To Tell If Your Car Loan is Predatory

November 21st, 2018
OppU banner logo Yes, You Might Need a Credit Check to Rent a Car

Yes, You Might Need a Credit Check to Rent a Car

June 14th, 2018
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Cash Advance

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What is a Cash Advance?

What is a Cash Advance?

August 7th, 2020
young man wearing worker's vest and gloves wondering is there a better option than the nearby pawn shop? Is There a Better Option Than the Nearby Pawn Shop?

Is There a Better Option Than the Nearby Pawn Shop?

September 13th, 2019
woman smiling while working on computer 5 Alternatives to an Expensive Cash Advance

5 Alternatives to an Expensive Cash Advance

March 12th, 2019
man with glasses wearing a white shirt and black tie asking will a cash advance show up on your credit report? Will a Cash Advance Show up on Your Credit Report?

Will a Cash Advance Show up on Your Credit Report?

June 11th, 2018
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Credit Cards

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young woman questioning if she should skip a bill payment this month Choosing Between a Personal Loan and Credit Card

Choosing Between a Personal Loan and Credit Card

April 11th, 2022
man scratching his head wondering how to compare credit cards How to Compare Credit Cards

How to Compare Credit Cards

July 15th, 2020
young woman with long hair holding a credit card How Many Credit Cards Should I Have?

How Many Credit Cards Should I Have?

June 9th, 2020
woman with long hair and glasses holding her finger to her chin in a pensive pose Are 0% APR Offers a Scam?

Are 0% APR Offers a Scam?

August 20th, 2019
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Emergency Loans

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young couple learning how to build and boost their credit while paying down debt Financial Tips Before Receiving Your First Paycheck

Financial Tips Before Receiving Your First Paycheck

October 24th, 2023
Woman sitting cross-legged on a couch with her chin in her hand How Can I Get Help Paying My Rent?

How Can I Get Help Paying My Rent?

September 9th, 2021
Can Personal Loans Be Used for Medical Debt or Medical Emergencies?

Can Personal Loans Be Used for Medical Debt or Medical Emergencies?

March 19th, 2021
Does Medical Debt Really Go Away After Seven Years?

Does Medical Debt Really Go Away After Seven Years?

September 18th, 2020
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Home Loans

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A male-female couple sitting closely on a coach huddled over an ipad together Mortgage Basics

Mortgage Basics

May 13th, 2021
african-american couple hugging and wondering does refinancing a mortgage save you money? Does Refinancing a Mortgage Save You Money? It Depends

Does Refinancing a Mortgage Save You Money? It Depends

July 11th, 2020
older woman with her hand on her chin wondering do reverse mortgages target the elderly? Do Reverse Mortgages Target the Elderly?

Do Reverse Mortgages Target the Elderly?

May 15th, 2019
older woman with her hand on her chin wondering Can You Take out a home equity loan if you have bad credit? Can You Take out a Home Equity Loan if You Have Bad Credit?

Can You Take out a Home Equity Loan if You Have Bad Credit?

October 4th, 2018
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Installment Loans

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Two women standing and huddled together over a cell phone. Both are holding shopping bags. Your Guide to Holiday Loans

Your Guide to Holiday Loans

November 11th, 2021
man carrying woman What is a Personal Loan?

What is a Personal Loan?

October 7th, 2021
The OppU Debt Consolidation Calculator

The OppU Debt Consolidation Calculator

May 24th, 2021
What is an Installment Loan?

What is an Installment Loan?

January 8th, 2021
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Loans

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couple in winter attire holding a gift card Why Personal Loan Repayment Timelines Are Important! Something

Why Personal Loan Repayment Timelines Are Important! Something

November 2nd, 2023
woman holding her hands up asking can you finance a phone with bad credit? What To Do if You’re Denied a Personal Loan

What To Do if You’re Denied a Personal Loan

October 24th, 2023
Older man with glasses with his hand on his chin Getting a Loan with Low Income

Getting a Loan with Low Income

February 21st, 2023
man in white t-shirt with hand on his chin 8 Questions to Ask Before Taking Out a Personal Loan

8 Questions to Ask Before Taking Out a Personal Loan

February 10th, 2023
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No Credit Check Loans

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woman working on laptop The Ultimate Guide to No Credit Check Loans

The Ultimate Guide to No Credit Check Loans

September 23rd, 2020
young woman with long hair and glasses wondering do no credit check loans show up on your credit report? Do No Credit Check Loans Show up on Your Credit Report?

Do No Credit Check Loans Show up on Your Credit Report?

April 12th, 2019
young woman at desk weighing the pros and cons of a loan with no credit check Looking for a Loan with No Credit Check? Here Are the Pros and Cons

Looking for a Loan with No Credit Check? Here Are the Pros and Cons

January 29th, 2019
young man with glasses wondering is guaranteed approval a real thing? Is Guaranteed Approval A Real Thing?

Is Guaranteed Approval A Real Thing?

August 28th, 2017
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Payday Loans

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woman holding her hands up asking what are check cashing stores? What are Check Cashing Stores?

What are Check Cashing Stores?

December 25th, 2018
man with glasses asking what’s a payday alternative loan (PAL)? What's a Payday Alternative Loan (PAL), and How Can You Get One?

What's a Payday Alternative Loan (PAL), and How Can You Get One?

December 13th, 2018
man with beard and glasses with advice on how to protect yourself from payday loan call scams How to Protect Yourself from Payday Loan Call Scams

How to Protect Yourself from Payday Loan Call Scams

July 2nd, 2018
young woman working on laptop and pumping her fists in the air to show how to fight back against bad loans How to Fight Back Against Bad Loans

How to Fight Back Against Bad Loans

June 4th, 2018
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